Windward Financial
A family-owned retirement planning and financial services company
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Expertise

What We Do

 

Insurance


Term Life Insurance with an Accelerated Benefit Rider

Level premium for a designated period time. Designed for the saver who is looking for the maximum amount of coverage at a specific cost. 

The Accelerated Benefit Rider provides access to the death benefit for persons who become critically, chronically, or terminally ill. Subject to the provisions of the contract.


Guaranteed Universal Life Insurance with an Accelerated Benefit Rider

Designed for someone who wants lifetime coverage at a guaranteed cost and a guaranteed death benefit.

The Accelerated Benefit Rider provides access to the death benefit for persons who become critically, chronically, or terminally ill. Subject to the provisions of the contract.


Index Universal Life Insurance with an Accelerated Benefit Rider

Designed for someone who wants lifetime coverage but wants flexibility in death benefit and cash value accumulation options. 

The Accelerated Benefit Rider provides access to the death benefit for persons who become critically, chronically, or terminally ill. Subject to the provisions of the contract.


 

Get in touch

At Windward Financial, we know that finding the right insurance plan is a choice not to be taken lightly. That’s why we offer free consultations to walk you through your needs and expectations.
Book an Appointment ▸

e: contact@windwardfinancial.net
t: (808) 341-7589


Annuities

Fixed Indexed Annuity with a Guaranteed Life Income Rider

An annuity with a guaranteed floor interest rate and various excess interest earnings options.

For an additional cost, the annuity will have an additional roll-up rate and a lifetime payment option without annuitization.

Designed for the saver who wants to have additional accumulation options and a lifetime payout upon retirement. 


Fixed Annuities with a Guaranteed Life Income Rider

An annuity with a guaranteed floor interest rate.

For an additional cost, the annuity will have an additional roll-up rate and a lifetime payment option without annuitization.

Designed for the saver who wants a lifetime payout and does not need additional accumulation options.


 

403B Savings Plan

Single Premium Deferred Annuity

A tax deferred savings plan established by the employer, with a single contribution that provides steady guaranteed growth and a lifetime payout upon retirement.

Flexible Premium Deferred Annuity

A tax deferred savings plan established by the employer with continuous contributions that provides steady guaranteed growth and a lifetime payout upon retirement.